Use the strongest buckets in your Income Bucket Strategy

You may have heard of "Income Buckets" before. This proven strategy to generate retirement income often uses three buckets of money- each designed to achieve a certain goal and to provide monthly income at different times.

Picture dividing your retirement savings into three buckets of money. The first bucket provides income for the first 3-5 years. The second bucket provides income after the first bucket is depleted, often for another 3-5 years. The third bucket is allowed to grow for use after the first two buckets "run dry".

The Income Bucket strategy works because a significant portion of your retirement savings can be allocated to accounts that do well over time. Most advisors have used stocks and bonds as the investment of choice for their recommended third bucket.

But, we are not risk takers.

At Serious Money, we have used our unique version of Income Buckets for decades. Our approach eliminates market risk- the risk that stocks and bonds can fall in value, even over longer periods of time. Or, at the very time you need the money.

Our unique approach to using Income Buckets provides a substantial improvement, because all three of our buckets are guaranteed- we do not use stocks or bonds. We provide all the income you want, with none of the risk you want to avoid!